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interest rate to charge for late payment as a small business owner?

December 18th, 2008 Leave a comment Go to comments
jhk_29621 asked:


What’s the percentage of interest rate as a small business owner to charge a customer for late payment in general or in Georgia? Thanks

  1. Tim
    December 19th, 2008 at 08:37 | #1

    We charge 1.5% per month on the unpaid balance. 18% a year.

  2. BizManRob
    December 20th, 2008 at 23:21 | #2

    1%-2% of the unpaid balance per month. I prefer 1%. Any more than 2% that and it could be considered usury in some states. Unless of course you have the deep pockets to influence states to make an exemption for you .ie- Credit card companies.

    Ever notice credit card companies or credit card divisions of companies only reside in a handful of states??

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