Let's Talk Business

Bonnie B asked:


All the time I am seeing commercials about “government loans”. Especially for small first time businesses. Just how does one go about applying for these and is it a huge pain in the ****?? Thanks for any answers

Q Special asked:


I have the people, but not the capital or work place.
Are there government loans/grants?
Where do I start to look?
My friends/coworkers have seen others branch off and be successful. We are adults with perfect credit, home owners, just looking for a starting point.

Buck C asked:


I’m on disability and I’ve looked around and around for the right government loans and grants to help me, the problem is I don’t know which place to take my perposal to ( which I’ve worked on for months now) and get started right away. If you know where to go to get the money please respond.

75160 asked:


(woman) business? I understand these programs exist for immigrants, but what about native born US Citizens? Any help would be greatly appreciated.

Joseph V asked:


I’m here trolling these forums because I have seen WAY too many small business owners BEGGING for money. I work for a fairly new (9 years old) company. We are a credit card factoring company. We were the first, and we are the best, and largest. We funded more than $500,000,000 directly to small-medium sized businesses last year.
These are the problems I’ve seen small business owners face in their search for finance.
Government grant- We’ve all heard of these.. Has anyone ever seen one? Didn’t think so. Heres what I hear all the time-
“They said my business was too small”. I’m thinking you have to be in with the oil crowd to receive government money.

Small business loans-
I worked in the banking industry for 5 years. About 4 years too long. All I saw was headaches as far as small business loans. There are only a few banks out there. Out of those few some of them think that small business loans should start at a million dollars. They also think you should have liquid assets. ? IF